Sally Malsch, CRS, GRI, ABR, SRES, ePRO
Five College REALTORS ® | 413-519-4465 | sally@sallymalsch.com


Posted by Sally Malsch on 1/3/2018

Confidence can play a major role in the homebuying journey. If a homebuyer is confident in his or her ability to evaluate a house, this individual may be better equipped than others to complete a successful home purchase. Conversely, a homebuyer who lacks confidence may struggle to identify his or her ideal residence, resulting in a long, arduous homebuying journey.

Becoming a confident homebuyer may be easier than you think. In fact, there are several key attributes of successful homebuyers, and these traits include:

1. Resourceful

A confident homebuyer makes the most of the time and resources at his or her disposal. By doing so, this buyer can identify housing market patterns and trends and map out a successful homebuying journey.

Typically, a confident homebuyer performs deep real estate market data analysis. By obtaining comprehensive housing market insights, this buyer can take an informed approach to purchasing a residence.

2. Conscientious

A confident homebuyer is willing to do what it takes to acquire a home. As such, he or she will take a conscientious approach to the homebuying journey, as well as ensures that both a buyer and seller can achieve the optimal results.

For example, a confident homebuyer may be willing to negotiate with a seller to determine a price that works for both sides. This buyer also may make sacrifices along the way to guarantee a home sale is a seamless transaction for all parties involved.

3. Persistent

A confident homebuyer has a no-quit attitude and will go above and beyond the call of duty to purchase a terrific house at a price that fits within his or her budget. Therefore, this buyer displays persistence throughout the homebuying journey.

With a persistent attitude, a homebuyer can boost the likelihood of discovering his or her dream house. This buyer will keep track of new houses in cities and towns where he or she would like to live. And if the right home becomes available, this buyer won't hesitate to submit a competitive offer on it, either.

When it comes to buying a house, it helps to enter the real estate market with plenty of confidence. If you consult with a real estate agent, you can build your homebuying confidence in no time at all.

Oftentimes, a real estate agent will meet with a homebuyer and learn about this individual's goals. A real estate agent then will help a buyer plan for the homebuying cycle, ensuring he or she is fully supported at each stage of this process.

A real estate agent also is an expert resource to a homebuyer. And if a homebuyer has any questions throughout the homebuying journey, a real estate agent is happy to provide responses.

For those who are ready to pursue their dream home, it helps to become a confident homebuyer. If you collaborate with a real estate agent, you can enter the real estate market with the confidence that you need to thrive.




Categories: Uncategorized  


Posted by Sally Malsch on 12/27/2017

If you're ready to pursue your dream house, it generally is a good idea to enter the real estate sector with an open mind. In fact, there are many benefits to keeping your options open as you search for your ideal residence, and these benefits include:

1. You may be able to discover a bargain.

As you kick off your home search, it helps to pursue houses in a wide range of cities and towns. Doing so can help you separate your dream home must-haves from your wants. Also, this may enable you to find an affordable residence that matches or exceeds your expectations.

There is no telling whether a real estate market will favor buyers or sellers. The housing sector fluctuates constantly, and a buyer's market today may morph into a seller's market tomorrow.

Luckily, if you maintain an open approach to buying a house, you can remain patient as you search for your perfect residence. Perhaps most important, you can capitalize on homebuying opportunities as they become available and avoid the temptation to overspend on a house.

2. You can move quickly to acquire your dream residence.

With an open approach to the homebuying journey, you should have no trouble moving quickly to acquire your ideal residence. If the opportunity presents itself to buy a great house at a terrific price, you can submit an offer and proceed accordingly.

Of course, you should always think ahead before you submit an offer on any house, at any time. If you put together a competitive offer on a residence, you may receive an instant "Yes" from a home seller. Then, you can seamlessly finalize your home purchase and move into your dream residence.

3. You can minimize stress throughout the homebuying journey.

Buying a home is a major decision, and as such, stress can be problematic throughout the homebuying journey. If you are open to new ideas as you pursue a home, however, you may be better equipped than ever before to purchase your perfect residence.

Remember, stress may force a homebuyer to make rash decisions – something that a homebuyer probably wants to avoid at all costs. But if you're willing to take a deep breath and step back from the homebuying cycle at times, you can look at the big picture. And as a result, you can remain calm, cool and collected as you consider all of your homebuying options.

For those who are looking for extra help in their pursuit of the perfect home, it may be beneficial to hire a real estate agent too. This housing market professional can share details about a broad array of houses in cities and towns where you want to live. Plus, a real estate agent can keep you informed about new residences as they become available, help you submit offers on houses and much more.

Make your homeownership dream come true – take an open approach to the homebuying journey, and you may be able to accomplish your homebuying goal faster than ever before.




Categories: Uncategorized  


Posted by Sally Malsch on 9/20/2017

Launching a search for your next home can be a daunting prospect -- especially if you're a first-time home buyer. It's not only a life-changing decision that will have "ripple effects" for years to come, but it's also one of the largest financial commitments you'll every make. So there is a little "pressure" associated with this choice!

The good news is that once you're approved for a mortgage and you know what you want (and can afford) in your next home, then the actual searching part should be a "piece of cake!" Well, as you can imagine, things can and sometimes DO go wrong along the way, but there are effective strategies for simplifying the process and increasing the probability that you'll be delighted with the house you finally close on.

Identify Your Priorities

Knowing what your priorities are and being familiar with all the different features you'll need to evaluate are the first steps to a successful house-hunting campaign. Your real estate agent can be enormously helpful in asking you the right questions, pinpointing your preferences, and guiding you toward the house that will offer the best combination of features, qualities, and characteristics.

Rarely will you find the property that is absolutely perfect in every imaginable way, but when you're clear about the important things you're not willing to compromise on, your final choice is bound to be one that fulfills your requirements and makes you happy! Also keep in mind that once you're the owner, you can customize, decorate, and landscape that home to become whatever you want it to be. Perhaps the only two things that are set in stone are the location and the proximity of the house to neighbors.

I don't know whether this saying has been attributed to any particular person, but it contains a lot of truth about achieving goals, attaining happiness, and finding the home of your dreams: "If you don't know exactly what you want, it's highly unlikely you're going to find it!" That holds true whether you're looking for the ideal job, home, or life partner.

So the question is "How can you zero in on what you need, want, and would find the most satisfying in a house?" Your real estate agent can help you create a priority list or provide you with a boilerplate list that you can work from. If you haven't chosen an agent yet, there is a free home-buying checklist available from U.S. Department of Housing and Urban Development.

There are literally dozens of items you'll factor into your home-buying decision, including the square footage, the quality of the neighborhood, the number of bathrooms and bedrooms, the condition of the roof, electrical, and mechanical systems, the size of the backyard, proximity to neighbors, and whether it's conveniently located near supermarkets, medical offices, parks, recreation, good schools, transportation, highways, entertainment, shopping, and much more. The bottom line is this: When you're organized, focused, and clear about what you're looking for in a new home, you're well positioned for a successful outcome!




Categories: Uncategorized  


Posted by Sally Malsch on 8/30/2017

Buying a house can be a stressful process, especially when you’ve found your dream home and have put in your bid. While it’s easy to spend all of your spare time worrying endlessly if your bid will be accepted it won’t get you any closer to hearing that “yes”. Here are five things you can do instead of worrying and will help relieve stress instead. Read a book - Immerse yourself in another world by picking up a book. Spend some time browsing the shelves of your local library or bookstore for something that catches your eye. If you aren’t normally a reader choose a genre similar to your movie tastes or ask a librarian for a recommendation. Meditate - I’m sure you’ve heard it a million times before. Every time the topic of lowering stress come up you are sure to have meditation suggested as a combative tool. But it’s so widely recommended for good reason! Science has proven that meditation really does lower stress levels. With its popularity comes a plethora of options for you to experiment with. You can try in-person classes, apps, or CDs. There are even many different ways to meditate so find what works for you and keep practicing. Exercise - Exercise may not be everyone’s favorite past time but it is an excellent way to lower stress. Don’t worry this doesn’t mean you need a gym membership or to spend hours lugging weights around. Walking, dancing and even vigorously cleaning can all count as exercise if they raise your heart rate. You can even think of it as prep for move in day. Spend time with friends - Gather a group of friends together to catch up over brunch or go out on the town for the night. Either way, you will have a blast spending time with those you care about and lowering your stress levels. Social engagement is an important facet of human life and when you gather a group of friends there is almost a guarantee for some laughter. And yes, laughing really does help you reduce stress! Get outside - Spending time in nature is a guaranteed way to destress with endless possibilities. You can go for a hike, ride a bike, spend time on a boat, at the beach or in your own backyard. You also have the added benefit of the ability to combine this tip with any of those given above. Lay out a blanket to sit on to read or meditate, gather a group of friends for a game of kickball, or go for a run as a group or by yourself. Waiting to hear if your bid on your dream home has been accepted can be a stressful time, but it doesn’t have to be. By spending your time engaging in activities that help lower your stress levels you will not only keep yourself from worrying but also do yourself some good too. Whether you choose to snuggle up with a good book or go out on the town with some friends you’ll be glad you gave yourself some downtime before move in day!





Posted by Sally Malsch on 8/16/2017

You've checked your credit scores and reviewed data that's on your credit reports. You've also contacted an experienced real estate agent, a realtor who knows the ins and outs of the neighborhoods you want to move to. The real estate agent has worked with you to find the right home size and home price. There's just one last thing to do before you buy a house.

Find out if you're moving to the best neighborhoods

Check out these signs to see if you might be getting ready to move into a great neighborhood. Consider your passions, interests, lifestyle and work arrangements while you review the signs.

  • Neighboring properties are well maintained in the best neighborhoods. Lawns are cut; hedges are trimmed. If you're house shopping during spring or summer, you spot sprinklers watering lawns.
  • Area businesses are thriving. A thriving business district is a sign that a neighborhood is relatively safe and home to residents who care about the community.
  • None of the houses in the neighborhood is in foreclosure. If as few as two houses in the neighborhood are in foreclosure, it could be a sign of trouble. For example, if new homeowners discover that their house has mold or sewage issues, they could move out or refuse to continue making mortgage payments. Foreclosures could also be a sign that area businesses are conducting layoffs.
  • Zoning laws protect the neighborhood from transportation departments building highways through the neighborhoods. This may not stop construction, but zoning laws could slow the build of new roadways in the area.
  • Walkability scores for the neighborhood are good. Safety isn't the only factor considered when assessing neighborhood walkabiliity scores. Ease walking to malls, schools, hospitals and shops also factor into neighborhood walkability scores.
  • Liquor stores, bars and clubs are out of sight.It's not that you just don't see adult entertainment facilities. These businesses are not within walking distance of the neighborhood.

Neighbors are a big part of home satisfaction

  • Neighborhood residents organize positive community events like holiday expos, charity fundraisers, educational events and youth sporting activities.
  • Landfills are nowhere near the neighborhood. In addition to being eye sores, landfills can also pose health hazards.
  • Residents show that they respect each other.They don't play loud music, especially at night. They also don't incite altercations with other people who live in the community.
  • Schools in the neighborhood have high local,state and regional ratings.
  • Crime is low. That doesn't mean that you don't practice home safety after you move in. It could be a sign that neighbors know one and look out for each other.
  • Pets are trained and properly secured. The last thing you want is to move into a neighborhood that is home to an aggressive dog that jumps the fence or breaks off its chain one or more times a week.

Moving into the best neighborhoods makes home buying rewarding. It's so important to the home buying process that checking out a neighborhood is a top house shopping priority. As tempting as it might be to think that you can be happy as long as you love your home, get to know your neighbors before you move. After all,buying a house is about more than gaining new living space. It's also about the new people you are inviting into your life.